What is Reinsurance The insurance industry is currently in the news, and unfortunately, it’s not generally for positive reasons.  Recently, two themes seem to be dominating headlines: certain carriers leaving the market (in whole or in part) and overall rising premiums.  Although these are two very different stories, one of

Maintenance or Covered Loss: What’s the Difference? Your home is often your biggest investment. Not only from a financial perspective, but also on a personal level. It’s the place where you seek refuge at the end of a long day. Where you make memories with family and friends. It makes

Laundry Lurkers: The Shocking Dangers Hiding in Your Dryer Laundry is a chore that most of us complete without even really thinking about it. But before you run your next load, consider the dangers that may be lurking right under your nose.

An Ounce of Prevention Over the years, Alamance Farmers Mutual (AFM) has witnessed numerous fire losses from various causes. Our team is dedicated to helping policyholders restore their lives after a fire. While we can help rebuild homes, a home encompasses more than just physical structures. Policyholders, their families, pets,

The Not-So-Warm Fuzzies When it comes to home maintenance, cleaning your dryer vent might not be at the top of your to-do list, but it should be. Neglecting this essential task can lead to a host of problems, including reduced dryer efficiency, higher energy bills, and even a fire hazard.